Benefit plans

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Teachers in Alberta can expect to have the following coverages through their employers and benefit providers:

  • Life insurance
  • Accidental death and dismemberment
  • Extended disability benefits
  • Dental care
  • Extended health care
  • Vision care
  • Early retiree benefits

The Alberta School Employee Benefit Plan (ASEBP) covers most teachers in Alberta. A board of 10 trustees governs ASEBP. The Association and participating school boards each appoint five trustees.


Teachers covered under ASEBP who retire early from an ASEBP school division can choose among the following benefits providers:

Alberta School Employee Benefit Plan (ASEBP)

ASEBP provides early retiree benefits. For details, contact ASEBP at:
780-431-4786 (Edmonton area)
1-877-431-4786 (toll free)

The Alberta Retired Teachers’ Association (ARTA)

The Alberta Retired Teachers’ Association (ARTA) also provides a benefits package. For details, contact ARTA at:
780-822-2400 (Edmonton area)
1-855-212-2400 (toll free)

Coverage through another carrier (such as Blue Cross) may have far-reaching and negative consequences.

Choosing a retirement benefits provider is an important decision. Seek advice from your financial planner before choosing.

Teachers who do not have ASEBP coverage should contact their school division or ARTA to inquire about retiree benefits.


Special plans and rates for ATA members

Capital Estate Planning

Capital Estate Planning’s programs for ATA members include

  • critical illness insurance;
  • life, mortgage, and permanent insurance;
  • personal accident insurance (AD&D);
  • RRSP (Registered Retirement Savings Plan);
  • TFSA (Tax-Free Savings Account); and
  • RRIF (Registered Retirement Income Fund).

Contact Capital Estate Planning for detailed information at:

Morgex/Johnson Insurance—ATA teachers’ rate program

ATA members are eligible for special home and auto insurance rates through Morgex. Contact Morgex for detailed information at: